Tax Savvy Contributions

We appreciate your support of Saint Stanislaus. Start here by learning about the different gift options available to you and your family. These are some of the more popular ways you may give to Saint Stanislaus. We recommend you contact your financial or tax advisor to find the plan that best fits the needs of your family. Our advancement team is also available to assist with your giving questions.   

Gifts of Stock or Appreciated Securities 

Two-Step Process: 

  1. You transfer to Saint Stanislaus appreciated stocks, bonds, or mutual fund shares you have owned for more than one year.
  2. Saint Stanislaus sells your securities and uses the proceeds for the benefit of the school. 

How Do You Benefit? 

  1. You pay no capital gains on the transfer when the stock is sold. 
  2. You receive an immediate income tax deduction for the fair market value of the securities on the date of transfer.   

Gifts from Your Will or Trust 

The Process: 

  1. Include a gift to Saint Stanislaus in your will or trust. 
  2. Make your bequest unrestricted or direct it to a specific purpose. 
  3. Indicate a specific amount or a percentage of the balance remaining in your estate or trust. 
  4. Contact our Advancement Office to inform us of your gift. 
  5. Saint Stanislaus has established the Society of 1854 to recognize donors who have chosen to add SSC to their estate plans. 

How Do You Benefit? 

  1. You remain in control of your assets for your lifetime. 
  2. You have the ability to make changes to your gift at any time. 
  3. You can direct your gift to a specific department or purpose. 

Gifts from Your 401k or IRA Retirement Plan 

The Process: 

  1. Name Saint Stanislaus as a beneficiary of your IRA, 401(k), or other qualified retirement plan. 
  2. Contact your custodian and ask that your distribution be a charitable rollover to Saint Stanislaus. 
  3. Contact our Advancement Office to inform us of your gift. 

How Do You Benefit? 

  1. Continue to take your regular lifetime withdrawals. 
  2. You have the ability to make changes to your gift at any time. 
  3. Avoid potential double taxation on the assets in your retirement account. 

More Information 

  1. Download our IRA Contribution Guide 

Charitable Gift Annuities  

The Process 

  1. You transfer cash or securities to Saint Stanislaus. 
  2. Saint Stanislaus pays a fixed payment for life to you, yourself and a spouse, or any two named beneficiaries. 
  3. Recommended that beneficiaries be at least 65 year of age or older at the time of the gift. 
  4. When the contract ends, the remaining balance belongs to Saint Stanislaus. 

How Do You Benefit? 

  1. Receive immediate income tax deduction for a portion of your gift. 
  2. A portion of your annuity payment will be tax-free for a number of years. 
  3. Receive dependable cash-flow for life. 

Charitable Remainder Trusts 

Types 

  1. Charitable Remainder Annuity Trusts (CRATs) distribute a fixed annuity amount each year, and additional contributions are not allowed. 
  2. Charitable Remainder Unitrusts (CRUTs) distribute a fixed percentage based on the balance of the trust assets (revalued annually), and additional contributions can be made. 

Contributions 

  1. Contributions to CRATs and CRUTs are an irrevocable transfer of cash or property and both are required to distribute a portion of income or principal, to either the donor or another beneficiary. 
  2. At the end of the specified lifetime or term for the income interest, the remaining trust assets are distributed to one or more charitable remainder beneficiaries. 

The Process 

  1. You transfer cash or securities to the trust. 
  2. The trust makes fixed annual payments to you or your beneficiaries. 
  3. When the trust terminates, the remaining balance belongs to Saint Stanislaus. 

How Do You Benefit? 

  1. Receive income for a term of years. 
  2. Receive an immediate income tax deduction for a portion of your contribution. 
  3. Pay no upfront capital gain tax on appreciated assets you give. 

Matching Gifts  

The Process 

  1. Contact your employer and your spouse’s employer to see if your employer will match gifts to a private secondary school.   
  2. Ask the HR department of your employer to forward the matching gift form with your gift to Saint Stanislaus. 

How Do You Benefit? 

  1. Doubles your gift to Saint Stanislaus. 
  2. Gives exposure to your employer for their support of the local community. 

Want to Learn More? 

If you have questions, please contact Brian Murphy, Director of Advancement at bmurphy@ststan.com or (228) 467-9057 x 255. 

The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. References to tax laws are subject to change. State tax laws may also impact your financial situation.